Mobility Payment Purchase Plan

Please don’t confuse with other mobility schemes.
Our mobility purchase plan is; not a lease, it’s a purchase.

How does it work? / Frequently asked questions.

Do we pay a deposit?

Yes, we normally work on 10%.

 

How long does a plan run for?

Normally 60 months.

 

Do you take all of the mobility payments I receive?

No, the amount we take all depends on the cash price of the car.

How much are the payments?

Again this all depends on the cash price of the car. To give a ruff guide we have put a finance calculator on the right hand side of the page, enter the cash price after taking off 10% deposit, enter duration 60 months, then calculate. (Please note the calculator is for guide purposes only and is not a finance quotation, Normal Deposit 10%, Interest Rate Is approx 13.6% APR).

What happens if the payments are less than I receive?

Simple! You keep the remainder towards fuel, servicing, mobility scooter purchase or what ever your needs. 

Can we purchase other products on this type of mobility finance plan?

Yes we can arrange this on motor homes, motorcycles, caravans, powered wheelchairs and scooters, beds, stair lifts and vehicle adaptations are just some examples.

What if I am not in full time employment or retired?

You do not need to be in full time employment to apply. Your ability to meet the monthly payment from income such as allowances or pension is the most important factor. – Our financial partners take their role as responsible lenders very seriously and Endeavour to structure a financial repayment and term to suit your circumstances.

How will I know if I am eligible?

Give us a ring on 0161 793 5934, we will put you through to one of our financial partners who will run through the full process.

Will I own the car at the end of the finance agreement?

Yes in all cases, As long as you don’t do a Leasing Agreement.

Who pays for servicing on the car?

You do. What you put in is what you get out because at the end of the day it’s you car.

If we dent or scratch the car do we pay a large premium at the end of the term?

No, the car will not be inspected at the end of the term; it’s your car.

Are there any lump sum payments to be paid at the end of the term?

No as long as all payments are met on time and there are no extras to pay.

What happens if I come off DLA during the agreement?

Nothing, your finance agreement continues as normal.

Can my allowance be paid directly to wheelchair cars?

No – Our financial partner would collect the monthly payment from your bank by direct debit order.

Can I settle my finance agreement early?

Yes – Our financial partners would supply you with a settlement figure incorporating rebates of interest, calculated in line with legislation operated by the major UK lending institutions.

What happens if I have an Appointee, private or corporate, handling my financial affairs?

Our financial partners are happy to deal via Appointees – the finance agreement would still be in the individuals name and there would be no financial information recorded against the Appointee on their personal credit file.

How will I know if I am eligible?

Give us a ring on 0161 793 5934, we will put you through to one of our financial partners who will run through the full process.